North Carolina Veteran Housing Programs
North Carolina veterans access home loans, HUD-VASH supportive housing, and SSVF emergency rental assistance. State housing agencies offer veteran-specific mortgage products.
North Carolina Housing Finance Agency (NCHFA) Veteran Homebuyer Programs
North Carolina housing agencies offer products specifically for veteran homebuyers.
What it provides: Down payment assistance and specialized mortgages for veterans
Assistance: Down payment grants and below-market mortgage rates.
Eligibility: Must provide DD-214 or proof of service.
Who may qualify:
- Qualified veterans purchasing homes in North Carolina
- First-time and repeat veteran homebuyers
- Borrowers meeting income limits
Requirements:
- Certificate of eligibility or DD-214
- Homebuyer education
- Participating lender
How to apply: Apply through North Carolina Housing Finance Agency (NCHFA) participating lenders.
Official source: North Carolina Housing Finance Agency
HUD-VASH
North Carolina VA facilities administer HUD-VASH programs statewide.
What it provides: Rental vouchers with VA case management for homeless veterans
Assistance: Section 8-style voucher plus VA clinical support.
Eligibility: Administered through VA Medical Centers and local PHAs.
Who may qualify:
- Homeless veterans in North Carolina
- Veterans eligible for VA health care
- Single veterans and veteran families
Requirements:
- Referral from VA homeless services
- Case management participation
- Lease compliance
How to apply: Contact VA Medical Center homeless coordinator or call 877-424-3838.
Official source: VA HUD-VASH
Supportive Services for Veteran Families (SSVF)
SSVF providers across North Carolina include veteran service organizations and nonprofits.
What it provides: Emergency rental assistance for veteran families at risk of homelessness
Assistance: Rental assistance, deposits, and case management up to 90–180 days.
Eligibility: Income at or below 50% AMI.
Who may qualify:
- Very low-income veteran families in North Carolina
- Veterans homeless or at imminent risk
- Including single veterans
Requirements:
- Proof of veteran status
- Income verification
- Participation through SSVF grantee
How to apply: Contact SSVF providers through VA grantee locator.
Official source: VA SSVF