Texas Farm Assistance Programs
Texas farmers and ranchers access FSA direct and guaranteed loans, crop insurance, disaster programs, and emergency livestock assistance through county USDA service centers.
FSA Direct Farm Operating Loans — Texas
Texas FSA offices busy during drought and disaster declarations — apply early.
What it provides: Government loans for operating expenses when commercial credit unavailable.
Assistance: Up to $400,000 direct operating loan at USDA-set interest rates.
Eligibility: Beginners and socially disadvantaged farmers have targeted funding pools.
Who may qualify:
- Texas farmers/ranchers unable to obtain sufficient private credit
- U.S. citizen or resident alien
Requirements:
- Business plan
- Balance sheet
- County FSA office application
How to apply: Schedule appointment at county FSA office — apply before planting season.
Official source: FSA — Direct Operating Loans
Noninsured Crop Disaster Assistance (NAP) — Texas
Critical for Texas specialty crop growers after hail and drought events.
What it provides: Coverage for crops not eligible for federal crop insurance.
Assistance: Safety net for specialty crops and vegetables without RMA insurance.
Eligibility: Covers yield losses from natural disasters at 55% of market price (higher buy-up available).
Who may qualify:
- Texas producers growing NAP-eligible crops
- Timely application and service fee payment
Requirements:
- Report planted acres by deadline
- Pay service fee or qualify for waiver
How to apply: Enroll at Texas county FSA office before crop deadline.
Official source: FSA — NAP
Livestock Forage Disaster Program (LFP)
Texas ranchers regularly use LFP during Panhandle and South Texas droughts.
What it provides: Payments to eligible livestock producers when drought triggers county eligibility on U.S. Drought Monitor.
Assistance: Per-head payment based on severity and weeks of drought.
Eligibility: Automatic county lists published by FSA when drought intensifies.
Who may qualify:
- Texas ranchers in counties meeting drought severity thresholds
- Purchased coverage through FSA
Requirements:
- Report livestock inventory
- File within deadline after county trigger
How to apply: Monitor Texas county drought declarations at FSA and apply promptly.
Official source: FSA — LFP