Georgia Rural Business Programs Programs
Rural Georgia businesses access USDA Rural Development grants and loan guarantees, plus state programs targeting non-metropolitan counties.
USDA Rural Business Development Grants
Rural Georgia counties benefit from RBDG supporting agriculture, tourism, and manufacturing.
What it provides: Grants for rural business and community development
Assistance: Technical assistance, training, and business incubator funding.
Eligibility: Must serve USDA-eligible rural areas; grants $10,000–$500,000.
Who may qualify:
- Rural Georgia towns and nonprofits
- Projects benefiting small and emerging rural businesses
- Communities outside metropolitan areas
Requirements:
- Project plan and budget
- Application to USDA Rural Development
- Demonstration of rural benefit
How to apply: Submit to USDA Rural Development Georgia state office.
Official source: USDA GA RD
USDA Rural Microentrepreneur Assistance Program
RMAP intermediaries serve Georgia rural communities with limited bank access.
What it provides: Microloans and training through rural intermediaries
Assistance: Microloans, technical assistance, and entrepreneurship training.
Eligibility: Microloans up to $50,000 through CDFIs.
Who may qualify:
- Rural microentrepreneurs in Georgia
- Businesses with 10 or fewer employees
- Startups in eligible rural counties
Requirements:
- Application through intermediary
- Business training completion
- Business plan
How to apply: Contact rural CDFIs participating in RMAP.
Official source: USDA RMAP
USDA Business & Industry Loan Guarantees
B&I supports rural Georgia food processing, manufacturing, and renewable energy.
What it provides: Loan guarantees for rural business expansion
Assistance: Guaranteed financing for acquisition, equipment, and working capital.
Eligibility: Loans up to $25 million with USDA guarantee up to 80%.
Who may qualify:
- For-profit businesses in rural Georgia
- Agricultural processors and rural manufacturers
- Businesses creating rural jobs
Requirements:
- Feasibility study for new ventures
- Application through commercial lender
- Collateral requirements
How to apply: Apply through a commercial lender submitting guarantee to USDA.
Official source: USDA B&I