Texas Small Business Grants Programs

Texas does not offer unrestricted cash grants to most for-profit small businesses. Real options include workforce training grants, USDA rural business programs, federal SBIR awards, and targeted state incentive programs tied to job creation.

Skills Development Fund (Texas Workforce Commission)

One of the most-used Texas "grant-like" programs for employers. Not for startups without employees to train.

What it provides: Grants to Texas employers partnering with community colleges for customized employee training.

Assistance: TWC pays for curriculum development and instruction — not general operating expenses.

Eligibility: Must demonstrate training need and job creation or retention outcomes.

Who may qualify:

  • Texas private businesses
  • Public employers in some cases
  • Partnership with accredited training provider

Requirements:

  • Joint application with college or training provider
  • Business plan for training use
  • Match funding may apply

How to apply: Work with a Texas community college workforce contact to submit a Skills Development Fund proposal to TWC.

Official source: Texas Workforce Commission

Texas Enterprise Fund

Not for micro-businesses or home-based startups. Smaller firms should explore SBA loans and local EDC programs.

What it provides: Deal-closing grants for major employers expanding or relocating in Texas.

Assistance: Multi-million dollar grants for qualifying corporate expansions.

Eligibility: Competitive — requires local government partnership and legislative approval thresholds.

Who may qualify:

  • Large capital investment projects
  • Significant job creation commitments

Requirements:

  • Formal application through Office of the Governor
  • Performance agreements with clawback provisions

How to apply: Typically initiated through local economic development corporations for major projects.

Official source: Office of the Texas Governor

SBA Texas District Office Resources

Pair with our national guide on small business grants vs. SBA loans for realistic expectations.

What it provides: Federal SBA loans, counseling, and disaster loans for Texas small businesses.

Assistance: 7(a), 504, microloans, and Economic Injury Disaster Loans (EIDL).

Eligibility: Disaster loans require physical or economic injury in declared disaster area.

Who may qualify:

  • Registered U.S. businesses meeting SBA size standards
  • Creditworthy borrowers for loan programs

Requirements:

  • Business tax returns
  • SBA Form 5 for disaster applications
  • Collateral for larger loans

How to apply: Start at SBA.gov or a Texas Small Business Development Center (SBDC) for free counseling.

Official source: SBA San Antonio District (serves Texas)

Related national guides

More Texas guides